Skip the bank queue and the cold calls. Our AI agent qualifies your loan — first home, refinance, investment, business — and matches you with vetted MFAA / FBAA-accredited brokers who actually work in your loan type. Usually you hear back inside four hours.
Start chat with Forge →Forge asks about your loan type, your situation, your timeline — then matches you with up to three MFAA or FBAA-accredited brokers who work with your specific loan needs and lender preferences. Your details stay private until they accept the brief.
Live qualification — what our matching engine extracts as Forge scopes your loan.
Most borrower journeys start with the wrong bank or a brother-in-law's referral. We do the opposite: Forge qualifies your situation, then routes to brokers who actually work with your loan type and lender preferences.
Tell our AI agent about your loan situation. Five minutes, no forms, no upfront credit check.
Forge matches your brief against vetted MFAA / FBAA brokers in your state — by loan type, complexity, and panel access.
Up to three accept your brief and reach out within four hours. You choose who to engage. No obligation.
FHB grants, FHLDS scheme, stamp duty concessions, low-deposit options.
Lower rate hunt, cash-out, debt consolidation, structure review.
Multi-property structuring, interest-only, negative gearing strategy.
Bridging finance, selling-and-buying-simultaneously, deposit timing.
Land + build packages, owner-builder, knockdown-rebuild, progress payments.
SMSF property purchase, commercial property, business loan structuring.
Non-traditional income verification, ABN-only, lender flexibility focus.
Credit cards + personal loans into mortgage, rate-and-cash-flow restructure.
Recent credit defaults, irregular income, multiple properties, trust structures.
Generic lead-gen platforms send you tyre-kickers with no deposit, no plan, no real intent. We're built differently: Forge qualifies your brief before you see it — loan type, amount, deposit, borrower situation, urgency. You spend time on borrowers who'll actually settle.
You pay a fixed per-qualified-brief fee — only when you accept. No subscriptions, no panel fees.
Apply to join the network →Yes. We don't charge borrowers. The broker is paid by the lender (a trail commission and upfront commission on settled loans) — they pay us a small per-qualified-brief fee out of their commission. You never see a bill from us.
Every broker in the network holds current MFAA (Mortgage and Finance Association of Australia) or FBAA (Finance Brokers Association of Australia) accreditation, an Australian Credit Licence or representative authority, current PI insurance, and at least 2 years of broking experience. Annual recheck.
Your contact details are never shared until a broker accepts your brief. The brief itself is anonymised — brokers see loan shape, amount, deposit, state, urgency, but not your identity. Your data is stored to Australian Privacy Principles standards and never used for advertising.
Forge routes complex briefs (low-doc, recent defaults, trust structures, SMSF) to specialist brokers in those areas. We don't just pair you with a generalist — we pair you with someone who's settled cases like yours before.
LLMs.com.au is the Melbourne-based AI agents studio that designed and operates Forge and the underlying matching engine. We're one of several vertical marketplaces in their portfolio. See more →